Cigarette … Cigarette .. Cigarette. Cigarette smokers who are next to them must also face problems. According to the World Health Organization, India accounts for 12 per cent of smokers. Millions of people die annually due to cigarettes in the country.
The risks are greater
Smoking cigarettes can harm your health. It also costs money. This is not all. Cigarette smokers have to pay more for insurance policy. No matter how you smoke, the risks are greater.
Kubumba aims for financial security
Anyone with life insurance coverage is aimed at family financial security. Insurance companies also charge a premium on a similar basis. Considering the history of kubumba and your health right now. Do you have a habit of smoking during this time? Or not? That is.
The risk is greater
Most insurance companies consider the risk to be higher if they have a smoking habit. Increase the premium charges accordingly. This is due to the illnesses caused by smoking. Companies are aware of these. That is why the premium is higher.
Illnesses .. premium upside
Smoking increases blood pressure. Cardiovascular diseases. Also the lungs are damaged. Also, smoking a cigarette sooner or later gets old. This is why insurance companies charge a higher premium for those who are in the habit of smoking.
This is what I drink ..
Insurance companies take the smoking habit very seriously. So do not hide any things during the policy. If you add cigarettes rather than cigarettes then you will have no exceptions. Insurance companies look the same.
What a difference ..
Cigarette addicts, as well as those who do not, have an insurance policy .. There is a lot of premium difference between the two. For example, if a 30-year-old man with a cigarette habitus wants to get a Rs. This premium will be Rs 8,260 for those who do not have the same cigarette.
If a 30-year-old man has a policy with a life insurance cover of Rs. 10 crore .. Let’s see what kind of premium a company has.
What if the premium is reduced?
If you plan to take out an insurance policy then expect to get the policy for a lower premium amount then definitely not smoking. If you burn cigarettes .. Take the policy 12 months or 18 months after the habit has stopped. Then the premium goes down.
